Terms of Service

This website is operated by EverBloom Legacy Solutions, an independent insurance and financial planning practice owned and operated by Natalie Hall (License #RLN 876538 · NPN 21434078), licensed in the state of Colorado.

The site is designed to introduce visitors to EverBloom’s services, share educational content about personal finance and insurance, and provide a way for prospective clients to schedule a free discovery consultation.

By accessing any page of this website, you confirm that you are at least 18 years of age, have read and understood these Terms of Service, and agree to be bound by them. These terms apply to all visitors, users, and others who access or use the site.

We reserve the right to update these terms at any time. Changes take effect immediately upon posting. Continued use of the site after any update constitutes your acceptance of the revised terms.

Every individual’s financial situation is unique. Nothing on this site should be relied upon as a substitute for personalized professional advice from a licensed advisor, attorney, or tax professional who is familiar with your specific circumstances.

Insurance products, coverage details, availability, and pricing vary by state, carrier, and individual circumstances. Information presented on this site may not reflect current product availability, rates, or regulatory requirements in your state.

You may use this site for lawful purposes only. You agree not to:

• ✦Use the site in any way that violates applicable federal, state, or local laws or regulations
• ✦Attempt to gain unauthorized access to any part of the site or its related systems
• ✦Transmit any unsolicited or unauthorized advertising, spam, or promotional materials
• ✦Scrape, harvest, or collect information from the site using automated tools without written permission
• ✦Reproduce, distribute, or create derivative works from site content without prior written consent
• ✦Use the site in any way that could damage, disable, overburden, or impair its functionality

All content on this website — including but not limited to text, graphics, logos, images, blog articles, and the overall design — is the property of EverBloom Legacy Solutions or its content suppliers and is protected by applicable copyright and intellectual property laws.

You may view and print content from this site for your own personal, non-commercial use only. Any other use — including reproduction, modification, distribution, republication, or public display — requires our prior written consent.

This site may contain links to third-party websites (such as insurance carriers, scheduling tools, or social media platforms). These links are provided for your convenience only.

EverBloom Legacy Solutions has no control over the content or practices of third-party sites and accepts no responsibility for them. Linking to a third-party site does not imply our endorsement of its content, products, or services. We encourage you to review the privacy policies and terms of any third-party site you visit.

To the fullest extent permitted by applicable law, EverBloom Legacy Solutions, its owner, employees, and affiliates shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from:

• ✦Your use of or inability to use this website
• ✦Any reliance placed on information or content published on this site
• ✦Unauthorized access to or alteration of your data or transmissions
• ✦Any errors, omissions, interruptions, or inaccuracies in site content
• ✦Any third-party content linked to or from this site

In no event shall our total liability to you for any claim arising from or related to this site exceed one hundred dollars ($100.00).

This website is provided on an “as is” and “as available” basis without warranties of any kind, either express or implied. We do not warrant that the site will be uninterrupted, error-free, free of viruses or other harmful components, or that any defects will be corrected.

We make no warranties or representations about the accuracy, completeness, timeliness, or reliability of any content on this site.

When you submit information through our contact or discovery call request form, you consent to being contacted by EverBloom Legacy Solutions via email or phone in response to your inquiry. Submitting the form does not create an advisor-client relationship or obligate either party to proceed further.

We will not send unsolicited marketing communications without your consent. You may opt out of any communications at any time by replying “unsubscribe” or contacting us at info@everbloomagency.com.

These Terms of Service are governed by and construed in accordance with the laws of the State of Colorado, without regard to its conflict of law provisions.

Any dispute arising out of or relating to these terms or your use of this website shall be subject to the exclusive jurisdiction of the state and federal courts located in Arapahoe County, Colorado. By using this site, you consent to personal jurisdiction in those courts.

We reserve the right to modify these Terms of Service at any time. When we make changes, we will update the effective date at the top of this page. Your continued use of the site following any changes constitutes your acceptance of the new terms. We encourage you to review this page periodically.

If you have any questions about these Terms of Service, please contact us: